Anonymous has left a new comment on your post "I'd Like an Explanation":
buybacks are for example: if a teachers husband has insurance with his job, then the teacher may not use the insurance that the school is paying for. So the district takes the teacher off the medical plan and the teacher receives 50% of the cost savings that the school receives for not giving the teacher medical insurance. So if the isurance costs $10,000 then the teacher would receive $5,000 for not using the insurance.
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